Our Address

7114 Maynardville Pike Knoxville, TN 37918

Contact Us

p 865.922.4828 f 865.922.3636

Financing Options Just for You

Whether you have established credit or need to build or rebuild your credit, Sofas & More will find the right financing plan to meet your needs.

Our primary special financing provider is Wells Fargo: 1200px-Wells_Fargo_Bank.svg

Buy today, pay over time. Your Wells Fargo Home Furnishings credit card also brings you revolving line of credit that you can use over and over again, special financing where available, convenient monthly payments to fit your budget, easy-to-use online account management and bill payment options. The Wells Fargo Home Furnishings credit card is issued with approved credit by Wells Fargo Bank, N.A. Ask for details.


Another provider is:SYNCHRONY FINANCE


(Formerly GE Capital)






For customers needing to build or rebuild their credit, Sofas & More offers special financing though several local companies:

  • Personal Finance Company
  • Regency Finance Company
  • Mariner Finance

Sofas & More also has a NO CREDIT NEEDED option through West Creek Financial. They also have a 100 day option FOR ONLY $40. This is a lease purchase program where the monthly payment is drafted directly from your checking account. West Creek Financial also reports to the major credit bureaus, in order to help our customers build their credit score.

  • No Credit Needed
  • 90 days same as cash
  • $40 application fee
  • Lease to Own (35% lower than “rent to own” stores)
  • Up to 24 monthly payments
  • Up to a $4000 purchase
  • Reports to credit bureaus so you can improve credit

All we need from you is:

  • Government ID (i.e. driver’s license)
  • Pay stub or Monthly Earning Statement
  • Checking Account with Debit Card linked to Account
  • Bank Statement if Self-Employed

Sofas & More also offers a free Layaway plan. Layaway can be used on any item in the store, including merchandise in our Clearance Room.

Our Trusted Financing Providers

At Sofas & More, we provide the best financing options for you.

Mariner Finance Logo